How much benefit you get depends on your circumstances and how much Council Tax you’re due to pay. Use this benefits calculator to see what help you can get.

Entitlement examples

Below are two examples of entitlement calculations.

Couple Mr and Mrs Parker with three children

Standard allowance equals £257.33
Housing Element equals £450.00
Child Element equals £519.58
Disabled Child Element equals £0.00
Childcare Element equals £0.00
Carer Element equals £0.00
Limited Capability for Work Element equals £0.00
Total entitlement before deductions equals £1226.91

Deductions

Net earning deducted after disregard and taper equals £228.25
Advance payments equals £32.34
Total deductions equals £260.59

Payment

Total payment for the month is £1266.91 minus £260.59 equals £966.32

Other income and capital/savings

Child benefit of £50.70 per week
Net earnings of £857.23 per month
No savings or capital

Income calculation

Universal Credit element of £519.58 times 12 divided by 52 equals £119.90 per week
Earnings £857.23 times 12 divided by 52 equals £197.82 per week
Less £10 per week earnings disregard equals £187.82 per week
Total weekly income equals £307.72 per week

Applicable amount calculation

Personal Allowance (couple rate) equals £121.05
Child Allowance (3 times £88.50) equals £265.50
Total equals £386.55

Council Tax Liability calculation

Council tax liability equals £950.93 per year
Sewerage equals £191.87 per year
Water equals £165.27 per year
Gross liability equals £1308.07 per year
As water and sewerage cannot be included in Council Tax Reduction calculation net council tax liability for CTR equals £950.93 per year
Weekly net Council Tax Liability for Council Tax Reduction purposes (£950.93 divided by 365 days times 7 days) equals £18.24*

A further weekly amount would be deducted, in certain circumstances, if Mr and Mrs Parker had someone over 18 living with them. This is called a "non-dependant deduction", it represents that individual's contribution towards the council tax bill and would reduce the amount Mr & Mrs Parker would be entitled to in terms of their maximum possible CTR award.

Single applicant Mr Wayne, over 25 years of age

Standard allowance equals £324.84
Housing Element equals £375.00
Child Element equals £0.00
Disabled Child Element equals £0.00
Childcare Element equals £0.00
Carer Element equals £0.00
Limited Capability for Work Element equals £0.00
Total entitlement before deductions equals £699.84

Deductions

Net earning deducted after disregard and taper equals £205.75
Advance payments equals £32.34
Total deductions equals £238.09

Payment

Total payment for the month is £699.84 minus £238.09 equals £461.75

Other income and capital/savings

Take home pay of £457.23 per month
Universal Credit as detailed above
No savings or capital

Income calculation

Universal Credit element of £0.00 times 12 divided by 52 equals £0.00 per week
Earnings £457.23 times 12 divided by 52 equals £105.51 per week
Less £5 per week earnings disregard equals £100.51 per week
Total weekly income equals £100.51 per week

Applicable amount calculation

Personal Allowance (single person over 25 rate) equals £77.00
Total equals £77.00

Council Tax Liability calculation

Council tax liability equals £950.93 per year
Discount (single person) equals £237.73 per year
Sewerage equals £191.87 per year
Water equals £165.27 per year
Gross liability equals £1070.34 per year
As water and sewerage cannot be included in Council Tax Reduction calculation net council tax liability for CTR equals £713.20 per year
Weekly net Council Tax Liability for Council Tax Reduction purposes (£713.20 divided by 365 days times 7 days) equals £13.68*

A further weekly amount would be deducted, in certain circumstances, if Mr Wayne had someone over 18 living with him. This is called a "non-dependant deduction", it represents that individual's contribution towards the council tax bill and would reduce the amount Mr Wayne would be entitled to in terms of his maximum possible CTR award.

Council Tax Reduction calculation

Total weekly income equals £100.51
Less Applicable Amount equals £77.00
Excess Income equals £23.51
20% of Excess Income equals £4.70

Mr Wayne is therefore expected to pay £4.70 per week towards his council tax and is entitled to the remainder of his weekly council tax liability as Council Tax Reduction - £8.98 per week. A council tax bill will be issued to Mr Wayne with £468.24 Council Tax Reduction included reducing his total liability and therefore his instalment amounts.

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